About PayPal Credit

The monthly payment shown is an estimated amount and may not include taxes and shipping

What Is PayPal Credit?

PayPal Credit is a paperless cardless revolving credit limit that's built in to the PayPal Wallet. With PayPal Credit, there's no card to keep track of and it can be used again and again in most places that PayPal is accepted.

Is PayPal Credit Available to Everyone?

No, PayPal Credit is only available to customers over 18 living in the United Kingdom (excluding Channel Islands and the Isle of Man). We also have to assess a customer's creditworthiness, so it is not appropriate for customers with a poor credit history.

How Can I Apply For PayPal Credit?

Customers may be offered the opportunity to apply for credit on a website, if purchasing an eligible product and choosing to apply for an installment offer using PayPal Credit. Otherwise customers can apply directly via PayPal's website.

Representative Example

Assumed credit limit £1,200
Purchase rate 21.9% p.a. (variable)
Representative 21.9% p.a. (variable)

Click here to see the full FAQ for PayPal Credit and view the Terms and Conditions.

Finance provided by PayPal Credit. Credit subject to status. Terms and Conditions apply.

SharkNinja Europe Ltd. (postal address: 3150 Century Way, Leeds, LS15 8ZB) acts as a broker and offers credit from PayPal Credit.

PayPal Credit is a trading name of PayPal UK Ltd., 5 Fleet Place, London, United Kingdom, EC4M 7RD.